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Impact windows and doors are the single highest-leverage upgrade. They pay back in storm safety, insurance discounts (often 10–20%), and quieter interiors year-round.

Roof-to-wall straps and a sealed roof deck are the next tier. If you're already replacing a roof, asking for a secondary water barrier and Florida-approved straps is a no-brainer.

Don't forget the garage door — it's the largest single opening in most homes and the most common failure point in a storm. Wind-rated garage doors are surprisingly affordable in a remodel.

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